2026 VA Disability Pay Rates: The Complete Monthly Compensation Table
These are the official VA disability compensation rates for 2026, effective December 1, 2025, verified against the VA.gov table. All amounts are monthly and tax-free.
2026 monthly rates (veteran alone)
| Combined rating | Monthly payment |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
Two things jump out of that table if you look closely:
The jumps are not even. Going from 90% to 100% is worth over $1,576/month โ by far the biggest single step. Going from 40% to 50% is worth $337. The higher you climb, the more each step matters.
A rating is worth more than its monthly number. A 50% rating is $1,132.90/month โ that's about $13,595 a year and roughly $135,000 over ten years, tax-free, before annual cost-of-living increases. This is why leaving a claimable condition unclaimed is one of the most expensive mistakes a veteran can make.
Dependents raise the number (starting at 30%)
Veterans rated 10%โ20% receive the flat rate regardless of dependents. From 30% up, the VA adds monthly amounts for a spouse, children, and dependent parents. Examples at the 100% level: a spouse adds $219.59/month, each child under 18 adds $109.11 beyond the first, and a child in college (18โ23) adds $352.45. A married 100% veteran with two kids receives meaningfully more than the "alone" figure above.
How your combined rating actually works (it's not addition)
Here's the part that surprises everyone: 50% + 50% does not equal 100%. The VA combines ratings instead of adding them โ each new rating only takes a percentage of what's left. A 50% rating leaves 50% remaining; a second 50% rating takes half of that remainder (25 more), landing at 75%, which the VA rounds to 80%.
This "VA math" is why the order and number of your rated conditions matters so much โ and why secondary conditions (conditions caused by your service-connected ones) are often the realistic path from 70% to 100%.
Rates change every December
These figures include the annual cost-of-living adjustment (COLA), which tracks Social Security's. New rates take effect each December 1. Bookmark this page โ we update it when the new table drops.
Source: VA.gov โ Veterans disability compensation rates, verified 2026. Amounts shown are the official published figures; the VA's determination letter is always authoritative for your individual case.
Quick questions
How much is 100% VA disability in 2026?
$3,938.58 per month for a veteran alone, tax-free. A spouse adds $219.59, and children add more โ a married 100% veteran with children receives meaningfully above $4,000/month.
Is VA disability compensation taxable?
No. VA disability compensation is tax-free at the federal and state level.
When do VA rates change?
Every December 1, when the annual cost-of-living adjustment (COLA) takes effect โ it tracks the Social Security COLA.
Find the claims you're missing
Lima Charlie's free scan reads your symptoms, medications, and service history โ and finds the conditions and secondaries most veterans never file. About 11 minutes, plain language.
Start my free scan now โCurrently in private beta for veterans โ you can request access.
Lima Charlie is an educational tool โ not a law firm, VSO, or VA-accredited representative, and nothing here is legal or medical advice. Only the VA decides ratings; no outcome is ever guaranteed. Free help is available from accredited VSOs at VA.gov.